Chartered accountants · Northwich, Cheshire
Clear, commercial accountancy that grows with your business
26 years' experience and ACA qualified. Tracey Hargraves works directly with sole traders, startups and growing SMEs — practical advice, in plain English, from someone who knows your numbers as well as you do.
“The numbers only matter if they help you make a better decision.”Tracey Hargraves, ACA
- 26 years' experience
- ACA qualified
- Personal service
- Flexible hours
26yrs
Advising owner-managed businesses
ACA
Chartered qualified, Cheshire based
1person
The same accountant, every call
7days
Evenings and weekends welcome
What we do differently
Big-firm thinking, without the distance
Support for growing businesses
As you take on people, premises or funding, the questions change. We help you plan the next step with numbers you can defend, not guesswork.
Straight-talking tax advice
No jargon and no hedging. You get a clear view of what you owe, what you can legitimately claim, and what to do before the year end — not after.
Here when you need us
One person who knows your business, answers the phone, and works around your hours rather than office hours.
Core services
Everything a growing business needs, in one place
Featured service
Finance Director Services
When the year-end accounts stop being enough, a fractional finance director gives you the strategic layer: forecasts you trust, margins that stand up, and someone senior in the room when the big decisions land.
- Management accounts with commentary that means something
- Forecasting, scenario modelling and funding support
- Pricing and margin reviews that improve the bottom line
- Board-level challenge, scaled to your business
Why us
Why clients choose us
26 years' experience
Two and a half decades with owner-managed businesses.
ACA qualified
Chartered standards applied to a small-practice service.
Out-of-hours support
Evening and weekend calls are genuinely welcome.
Plain English
Advice you can act on without a translator.
Flexible solutions
From bookkeeping only to a full finance function.
In their words
“Tracey has been a huge help to our business. She takes the time to understand what we're trying to do, explains things in a way that actually makes sense, and is always at the end of the phone when we need her. Genuinely commercial advice, not just number crunching.”
Sean Bennett
Local to you
Accountants in Northwich & mid-Cheshire
Based at Acton Bridge, a few minutes from Northwich town centre, we work with businesses right across the area. Further afield? We work with clients all over the UK online. Online accountant for UK businesses
Guides
Plain-English help for business owners
Not sure where to start?
Tell us what's on your plate. A ten-minute call is usually enough to know whether we're the right fit — and we'll say so honestly either way.
Let's have a proper conversation about your numbers
No jargon, no obligation. Tell us where you are and we'll tell you honestly how we can help.
Prefer email? info@actoncliff.co.uk